Protect your assets with a Luxembourg life insurance policy — starting from €15 000.
Enjoy full flexibility, tax neutrality, and zero entry fees.
Ready to secure your wealth ?
Luxembourg offers a unique Triangle of Security model: a legally protected structure ensuring that your capital remains safe — even if the insurer defaults.
All assets are held by a separate custodian bank, entirely independent from the insurer, under the control of Luxembourg’s financial regulator (CAA).
As a policyholder, you are a first-priority creditor. Your invested capital is reimbursed before any other claims — by law.
Luxembourg offers no cap on coverage — your investment is fully protected, regardless of amount.
We respond to every client request within 24 hours
Luxembourg life insurance combines the strength of European regulation with total flexibility in asset management.
Whether you invest conservatively or seek international diversification, your portfolio remains fully protected and accessible at any time.
Start from €15 000 with full service access.
Taxation applies only in your country of residence.
Professionally managed portfolios.
Every euro you invest works for you.
Épargne Plurielle is the leading independent wealth-management broker specialized in Luxembourg contracts. Our independence guarantees transparent selection and unbiased advice focused solely on your interests.
Unlike traditional banks or insurers, Épargne Plurielle charges no entry fees on portfolios above €100,000.
Every euro is invested, not diluted by costs — ensuring your wealth grows from day one.
Build a portfolio as international as your life. Access more than 1,500 funds in euros, dollars, or pounds — all within one secure Luxembourg policy.
From your first consultation to ongoing performance reviews, you’ll always deal with the same advisor.
Your dedicated expert knows your goals — and adapts your strategy as they evolve.
We work only with Luxembourg’s most reputable insurance providers.
Each contract offers distinct advantages — from guaranteed Euro funds to flexible investment mandates — ensuring a perfect fit for every investor profile.
A reactive Luxembourg “pure-player” insurer offering great flexibility in alternative investments (notably SCPI real-estate funds) and an excellent solvency ratio.
Accessible from €50 000. Investors benefit from one of the best back-offices in the market, a wide range of flexible mutual funds, and one of the highest returns among guaranteed-capital Euro funds.
Previously available from only €8 000, the minimum entry has wisely been raised to €100 000, with stricter investment rules for the renowned Eurocit guaranteed fund. It also offers the broadest list of accepted countries outside France.
A high-end, tailor-made solution designed to serve demanding investors. The only contract fully compliant for residents of Israel.
Swiss Life’s dedicated solution for French tax residents. Starting from €150 000, it combines Swiss stability with decades of wealth-management expertise to strengthen your capital.
Luxembourg life insurance gives you complete freedom to invest across global markets and currencies — from traditional funds to alternative assets like real estate — all under one secure and regulated structure designed for long-term growth.
Through Luxembourg’s tax-neutral regime, only your country of residence applies its tax rules, allowing you to grow and manage your wealth efficiently across borders.
Start today — your consultation is free and commitment-free.
